While information is the cornerstone of our ability to rpovide service, our most important asset is our clients trust. keeping clients information secure and using it only as our clients would expect us to, is a top priority for all of us. Here, then, is our promise to our individual customers:

We will safeguard, according to strict standards and confidentiality, any information our clients share with us.

We will limit the collection and use of client information to the minimum we require to deliver superior service to our client about products, services and other opportunities, and to administer our business.

We will permit only permit only authorized employees, who are trained in the proper handling of client information, to have access to the information. This includes any interning student. Employees who violate our Privacy promise will be subject to our disciplinary process.

we will not reveal client information to any external organization unless we have perviously informed the client in disclosures or agreements and been authorized by the client, or as required by law.

Whenever we hire other organizations to provide support service, we will require them to confirm to our privacy standards.

We will not share internally or externally, medical information for any purpose other than routine underwriting or administration of a client's insurance policy or as disclosed to the client when the information is collected and to which the client consents.

We will continuously assess ourselves to ensure that clients privacy is respected. we will conduct business in a manner that fulfills our Promise in the many nations in which we do business.